Qualified.Loans

Find the Right Program for Your State.

Every state has different programs, limits, and eligibility rules. Select your state below and see exactly what’s available to you.

Massachusetts Programs

10 programs available
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General

Massachusetts Mortgage Match

Not sure where to start? Answer 8 questions and we match you to the right program for your situation.

Find My Match →
🏡
Purchase

FHA Loans

3.5% down. 580+ credit. The most accessible purchase loan for Massachusetts buyers.

Check FHA Eligibility →
🎖️
Veterans

VA Home Loans

$0 down. $0 PMI. For Massachusetts veterans and active military. One of the strongest loan types available.

Check VA Eligibility →
🏛️
State Program

MassHousing Programs

Up to $30,000 in down payment assistance. Massachusetts state-funded programs for qualifying buyers.

Check MassHousing Eligibility →
🌿
Purchase

USDA Home Loans

$0 down for eligible Massachusetts towns. More areas qualify than most buyers expect.

Check USDA Eligibility →
📋
Purchase

Conventional Mortgages

3% down. 620+ credit. PMI drops at 20% equity — no lifetime MIP like FHA.

See If I Qualify →
🔑
First-Time Buyers

First-Time Buyer Programs

4+ programs stacked. $30K DPA, 3.5% min down. Find everything you qualify for in one shot.

Find My First Home Programs →
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Refinance

Mortgage Refinance

Lower your rate or access your equity. Massachusetts refinance options matched to your current loan.

See My Refi Options →
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Tool

Mortgage Calculator

See your estimated monthly payment and which programs fit your profile. 2 minutes. No credit pull.

Calculate My Payment →
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Tool — Español

Calculadora de Hipoteca

Spanish-language mortgage calculator. Full experience in Español for Massachusetts buyers.

Abrir Calculadora →

Not sure which program fits you?

Answer 8 quick questions. We compare every program and match you to the best fit. Free. No credit pull. 2 minutes.

Find My Program →