Conventional Loans · Massachusetts
PMI Drops at 20% Equity. FHA's Never Does.
620+ credit. 3–5% down. Conventional loans build equity faster — and your mortgage insurance disappears once you hit 20%. FHA's stays unless you refinance.
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PMI drops at 20% equity
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FHA borrowers pay mortgage insurance for the life of the loan unless they refinance. Conventional borrowers don't. That difference is worth hundreds per month. Know which loan fits before you sign.
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