Secure & confidential
Know which home loan programs fit you before you apply anywhere.
Answer a few questions, see the programs you're eligible for, and a licensed lender in your state follows up with real numbers.
Check My Eligibility →
Secure & confidential
Answer a few questions, see the programs you're eligible for, and a licensed lender in your state follows up with real numbers.
Check My Eligibility →Programs
Most buyers only ever hear about the one program their first lender happens to sell. Eligibility rules, income limits and down payment help change by state and often by county.
How it works
No documents, no paperwork, and nothing filed with an underwriter until you decide to move forward.
Where you're buying, what you're buying, and roughly where your numbers sit. Your best guess is fine. No documents and no Social Security number.
Your answers get checked against the loan programs and down payment assistance available where you're buying, including the ones with income limits that change by county.
Someone licensed in your state calls with real numbers for your situation. One lender, not ten, and your file is never resold.
Exclusivity
Most matching sites sell the same inquiry to every lender willing to pay for it. That is the entire reason your phone rings for a week after you fill out one form.
Your file goes to a single licensed lender in your state and is never resold to anyone. One call, one conversation, and you decide what happens next.
Calculator
Move the sliders to see principal and interest. Nothing here is saved and nothing is sent anywhere.
Principal, interest and any HOA dues you enter. Property taxes, homeowners insurance and mortgage insurance are not included and will add to the monthly figure. This is an illustration for planning, not a quote, an offer, or a commitment to lend.
Questions
We are not a lender. You answer a short set of questions about what you are trying to buy and where, and we check those answers against the home loan programs available in your state. Your file then goes to one licensed lender who works with that program.
No. The eligibility check asks you to estimate your credit range rather than pulling a report, so nothing touches your score. A credit report is only pulled later, by the licensed lender, and only after you agree to start an actual application with them.
Nothing, ever. Borrowers never pay us. Lenders pay to receive files that match what they fund, which is why we check eligibility carefully before sending anything. A poor match costs us the lender relationship, so accuracy is the product.
We are expanding state by state. Program availability and income limits differ by state and often by county, so the eligibility check asks where you are buying before it checks anything else. If we do not have a licensed lender in your state yet, we will tell you rather than sell your information.
One licensed lender in your state receives your file and follows up directly, usually the same day. Your information goes to that single lender and is never resold to anyone else. Nothing is submitted to an underwriter and you are under no obligation to continue.
There is no single figure. Lenders look at your monthly debt against your monthly income rather than income alone, so two people earning the same amount can get different answers. Down payment assistance programs also carry their own income limits, which vary by county and household size.
9 questions. About 2 minutes. No credit check.
Start My Eligibility Check →