6 questions. No credit pull. A financing specialist contacts you within 47 minutes with real options for your business.
Programs available across every major industry. Startups and established businesses both qualify.
From single-truck operators to multi-location practices.
"I'd been turned down twice by banks. Filled out the quiz on a Tuesday morning, had a specialist call me by noon, and had an approval for my second semi-truck by Thursday. The process was nothing like dealing with a bank."
"Opening a second location meant I needed new dental chairs and imaging equipment fast. The specialist they connected me with understood the dental industry — I wasn't explaining what a CBCT machine is. Funded in 8 days."
"My credit was a 612 — I assumed I had no shot. The quiz routed me to a revenue-based program I'd never heard of. Put $180,000 toward a new excavator. Been running it on a job site in Sacramento for three months."
Here's how the two experiences actually compare.
| ✦ Qualified.Loans | Traditional Bank | |
|---|---|---|
| Application process | 6 questions, 2 minutes | Full application, documents, in-person visit |
| Response time | 47 minutes avg. | 2–4 weeks |
| Credit requirements | Programs from 580+ (revenue-based below) | Typically 680+ personal credit required |
| Hard credit pull to see options | None — soft match only | Hard pull required upfront |
| Cost to apply | Free — always | Application fees common |
We match your business profile to the right lender before anyone pulls your credit or asks for documents.
Equipment type, funding amount, time in business, monthly revenue, credit range, and state. Takes about 2 minutes. No account required.
Your answers are routed to the lender type that fits your exact profile — based on real underwriting criteria, not a generic list.
A financing specialist calls or emails within 47 minutes with specific options, rates, and terms. You decide if you want to move forward.
Most financing sites take your info and go silent. Here's what actually happens after you submit.
Your answers are scored against lender criteria in real time. You'll see your qualification tier on screen the moment you submit.
A real person — not an automated email — contacts you with specific options matched to your business profile.
No commitment required. Review your options, ask questions, and move forward only if the terms work for your business.
The questions business owners ask before they fill out anything.
No. The quiz asks for your estimated credit range — no SSN, no hard pull, no impact to your score. A hard pull only happens later if you choose to move forward with a specific lender and give explicit permission.
You still have options. Scores between 580–639 qualify for revenue-based financing — lenders underwrite on cash flow, not credit. Below 580, we connect you with a specialist who can show you a clear path to financing-ready, typically within 3–6 months.
Banks require 2+ years in business, strong personal credit, and collateral — then take 2–4 weeks to respond. Our network includes equipment-specific lenders who fund faster, have flexible criteria, and specialize in your industry. One 2-minute quiz replaces the bank appointment.
No fee to you — ever. We're paid by the lenders in our network when a match results in funded financing. You pay nothing to take the quiz, speak with a specialist, or receive options.
Smaller deals ($10K–$100K) with strong profiles often fund in 2–5 business days. Larger deals ($250K+) typically take 1–2 weeks. A specialist will give you a realistic timeline on the first call.
6 questions. No credit pull. A specialist with real options in 47 minutes.
Find My LenderNo obligation. No hard credit pull. All 50 states.